Comments on: Breeders accepting Credit Cards

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By: Jennifer T

Jennifer T — Thu, 09 Jul 2009 18:00:14 +0000

Here’s ONE thought…if the breeder appears responsible in every way…the parents are of tested show stock, the contract has a “puppy can come home for any reason at any time” clause, pups are vaccinated, socialized, and are at the very least 8 weeks old before the breder allows you to take them home, etc., why does it matter if they take credit cards, especialy if they have a business, like grooming, handling, boarding kennel, or whatever? If they have any sort of business that takes credit cards, it makes sense for them to allow puppy buyers to use a method of payment that is convenient to both parties, actually gives them a recourse should something go wrong.

My grooming business took credit cards, but I personally kept puppy sales seperate becasue I found it much easier for record keeping purposes, but before I had my own shop, I worked with anoter groomer in her shop, and she bred quality standard poodles and French bulldogs, and she occasionally accepted payment for a puppy via credit card.

By: delta

delta — Tue, 07 Jul 2009 14:36:25 +0000

What is wrong with credit cards. Today very few people actually carry cash. Usually the card people use is the one with their checking account and its same as cash. Breeders are smart to accept credit card. Getting a dog is a big expense and few people will have that much cash on them. The condition of the breeders areas for the dogs is more of an indicator of whether it is a good breeder or not than whether they accept credit cards or not.

By: a gal and her dog

a gal and her dog — Sun, 05 Jul 2009 13:30:03 +0000

That’s definitely something that’d make me uneasy…

By: strplngwarriormom

strplngwarriormom — Thu, 02 Jul 2009 08:37:15 +0000

In many ways, accepting credit cards protects both parties from fraud.

It’s relatively easy to set up cc merchant accounts only for the time period that you’re selling puppies – and you are guaranteed payment without dealing with bounced checks etc…

I would not consider payment method an indicator of how reputable the breeder is. Check into where previous litters are – that’s a better indication.

By: PawPrintz

PawPrintz — Tue, 30 Jun 2009 13:27:21 +0000

Huge red flag.. Good breeders know that buying a puppy should not be an impulse buy. Credit cards work in favour of impulse buying.. making what you cannot afford, easy to get NOW rather than waiting and saving .. thinking about your purchase.. Breeders shouldn’t want people to buy a puppy out of impulse.. Forcing people to save and come up with the money makes them think thru the purchase better. I think people that take credit cards are BAD!

By: alambre_ibizan_hounds

alambre_ibizan_hounds — Sun, 28 Jun 2009 05:00:11 +0000

the only time I think it is wrong is when they have a purchase button on their site… but I know I prefer credit card payments as being both the buyer and the seller

By: Cindy (is a petfinder)

Cindy (is a petfinder) — Fri, 26 Jun 2009 18:39:38 +0000

I don’t know.

On one hand it sounds like a puppy mill.

On the other hand, I’m not a banker and I have no idea how easy it is to get a credit card machine from a bank. If it’s easy and the cost to the breeder is low (I know merchants have to pay a %) then maybe they want to do it rather than deal in cash….

Maybe for tax reasons?
Maybe because it’s easier for the buyer?

I am on the fence because I don’t have enough info to make an informed decision.

EDIT: Devils Advocate here…..

Let’s say I’m a breeder and I have 2 litters a year of breed X. They are 2000.00 each pup and I have 6 pups per litter. How many people have 2000.00 in cash? If I had a good relationship with my bank and could get a credit card machine to process 4 or 5 transactions a year for my 2000.00 puppies, what’s the problem?

I’m saying none of us are doing this – I see there are some answers here that say it’s easy to get a machine and they don’t cost much. So why not offer those 4 or 5 people that don’t want to bring cash to the transaction the ability to pay for their puppy with a Visa or MC?

How is that bad? I’m not selling over the Net and I’m selling the pups to the same people as before, just giving them an option….

By: ?Golden gal?

?Golden gal? — Wed, 24 Jun 2009 06:45:45 +0000

No responsible breeder I know accepts a credit card for the purchase of any of their pups. I know quite a few too! I never did I never shipped any of my pups either!

Persoanlly I run like the wind away from a breeder who did accept a credit card!